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Frequently Asked Questions
What does Regional offer that other lenders don't?
Most companies fund deals from central, corporate headquarters which can take 2-3 days to close.
Regional offers immediate, local funding - the check is cut at the nearest Regional office usually the same day
or payment is made to Dealers through electronic transfers.
Can I sell my own insurance products, even if I finance a deal through Regional?
Yes. Based on your Dealer Agreement with Regional, you may stipulate the option to sell your
own insurance products or you may opt to sell products from REGA Insurance, a wholly-owned Regional subsidiary.
What is the loss payee address for the customer’s auto insurance policy (comprehensive/collision)?
Regional Acceptance Corporation
PO Box 6000
Winterville, NC 28590
How much can I finance through Regional Acceptance?
Depending upon your market, Regional will finance up to 115% of the NADA Standard Trade-In value.
How many people will I talk to when I work with Regional?
With us, you will get one-on-one, personal service from your local Regional branch manager, who
has the authority to make a decision and fund your deal on the spot.
Will I have to complete a specific application when I deal with Regional Acceptance?
No, you collect the same customer information you would when dealing with any financial
institution. You simply send it to us.
Can I finance vehicles with high mileage?
In some instances Regional will finance vehicles up to 80K miles.
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