About Us

Regional Acceptance Corporation, headquartered in Greenville, N.C., specializes in indirect sub-prime automotive financing and prime-to-near-prime portfolio acquisitions. A subsidiary of BB&T Corporation (NYSE:BBT), Regional Acceptance Corporation has more than 30 regional business centers and four customer service centers supporting dealers and customers in over 40 states. The company conducts business with more than10,000 dealers nationwide, offering local decision-making, flexibility and quick funding. Regional Acceptance has consistently ranked as one of the top auto finance companies in the United States.

BB&T Corporation, the company’s parent, is one of the nation’s largest financial holding companies. Headquartered in Winston-Salem, N.C, BB&T is rated as one of the safest and soundest financial institutions in the world with total assets in excess of $200 billion.


Regional Acceptance Corporation is committed to creating the best auto finance company possible, the best of the best, by prescribing to honest and ethical lending practices, transparent business dealings and an unwavering respect for the laws that govern our business, the customers we serve and the associates who keep our business moving forward.

In concert with this commitment, we will strive to maintain a corporate environment that exudes the characteristics of honesty, integrity and mutual respect, whereby all individuals, regardless of their relationship with our company, are held in the highest regard.

Financial Information

Regional Acceptance Corporation's operating results are included in the reportable business segment, Dealer Financial Services, in the public filings made by BB&T Corporation (NYSE: BBT) with the U.S. Securities and Exchange Commission. For additional information on the company, please visit BB&T Investor Relations.


Regional Acceptance Corporation is a wholly owned subsidiary of BB&T Corporation, a financial services holding company. Building on a tradition of excellence in community banking that stretches back to 1872; BB&T continues to offer clients a complete range of financial services including banking, lending, insurance, trust, and wealth management solutions. We invite you to learn more about us, our company, and our philosophy.

In Our Communities

The cities and towns where we live and work provide us with a solid, capable workforce, a pool of valued dealers clients, and consumer customers that allow Regional Acceptance to prosper as a successful company. We like to give back just a small token of gratitude for the opportunity to serve each of our many locations through various outreach efforts.

Career Opportunities

We know that Regional Acceptance will only be as successful as the individuals that choose to begin a career with us. Our team is always looking to add more of the self-motivated and forward-thinking individuals that have helped us achieve our current successes. If you have an interest in joining Regional Acceptance, please go to BB&T Careers to see our available job openings.


Regional Acceptance Corporation is nationwide auto finance company that is committed to expanding our reach to serve you better. Please see News for more information about us.

Contact Us

Regional Acceptance Corporation is headquartered in Greenville, North Carolina. Our Corporate Office’s physical location, mailing address and telephone number is listed below.

Regional Acceptance Corporation
1424 East Fire Tower Road
Greenville, NC 27858
Telephone: (252) 321-7700

If you would like to make a payment on your account, please call 877-722-7299.

If you would like to speak with someone in Customer Service, please call 866-644-7687.

For information on how to contact one our Regional Business Centers, please use our Business Center Locator.


Regional Acceptance Corporation NMLS ID# 1104859
NMLS Consumer Access ID# 1104859

© 2017, Regional Acceptance Corporation - All rights reserved