Helping you deliver more deals

We'll get you there with local decision making, flexibility and quick funding.

Become a dealer

Let's grow your business together

With over 40 years of experience in the non-prime auto finance industry, we've excelled in providing a competitive advantage to our dealer partners. We're committed to helping reduce customer credit and financing limitations with our flexibility in structuring deals allowing you to close more sales.

Payoff amount

Our automated dealer payoff quotes are available 24/7 with a simple phone call.


Existing dealers

Get the information you need including answers to frequently asked questions.

Regional business centers

With locations across the country, we're here to help with all of your auto finance needs.

About us

As a top auto finance company, we're committed to our mission and backed by one of the most solid financial institutions in the world.

Our Partners: Truist Dealer Financial Services

Truist Dealer Finance

Experienced lenders dedicated to specific markets to provide you with a superior level of client service.

Portfolio Acquisition Group

Purchasing auto portfolio with responsive, expert service and backed by the strength and stability of Truist.

Loans are subject to credit approval.

NMLS Consumer Access ID# 1104859(opens in a new tab)

South Carolina License No. SL–1104859 & SLW1–1104859 (PDF)

South Carolina Consumer Loans Pamphlet (PDF)

Michigan Regulatory Loan License #RL-0020850, effective April 7, 2017.

Regional Acceptance Corporation is regulated by the Michigan Department of Insurance and Financial Services, which can be contacted at P.O. Box 30220, Lansing, Michigan 48909-7720 or by phone at 877-999-6442. 

Regional Acceptance Corporation is an affiliate of Truist Bank(opens in a new tab), member FDIC.

Branch Banking and Trust Company is now Truist Bank. Learn more(opens in a new tab)

BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing.