Regional Acceptance Corporation
Putting you in the driver's seat
The Regional Acceptance RAC Auto ® app makes managing your account easier than ever with multiple payment options and access to account details.
Welcome to Regional Acceptance
Regional Acceptance is a national auto finance company with over 40 years of lending experience and a reputation for unparalleled customer service. As an affiliate of BB&T, we're backed by one of the nation’s largest—and most successful—financial holding companies.
Payment options
- You have choices. Pay with our Auto app, payment portal, phone, mail or Western Union/MoneyGram.
- Promise to Pay. We can offer some flexibility so you can avoid late payments.
Manage my account
- Go paperless. It's good for you, it's great for the environment.
- Say goodbye to late payments. Set up automatic payments.
- Update your contact information. Change your address, phone number or email.
Let us help
Get answers to frequently asked questions about general topics.
- Payoff amounts
- Auto Pay enrollment
- Account password resetting
- Title payoffs
- Insurance requirements
Pay by phone with our 24/7 automated assistance
Our Partners: BB&T Dealer Financial Services
BB&T Dealer Finance
Experienced lenders dedicated to specific markets to provide you with a superior level of client service.
Portfolio Acquisition Group
Purchasing auto portfolio with responsive, expert service and backed by the strength and stability of BB&T.
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Loans are subject to credit approval.
NMLS Consumer Access ID# 1104859(opens in a new tab)
South Carolina License No. S-8620 & S-8621 (PDF)
South Carolina Consumer Loans Pamphlet (PDF)
Regional Acceptance Corporation is an affiliate of Branch Banking and Trust Company(opens in a new tab), member FDIC.
Branch Banking and Trust Company is now Truist Bank. Learn more(opens in a new tab)
BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing.