Existing Dealers

Continuing and building on our trusted partnership.

All the information you need right at your fingertips

Payoff amount

Automated dealer payoff quotes are available 24/7 with a simple phone call.


Title and lien support

Call us if you've paid off a vehicle and haven't received the title or lien release.


Regional business centers

With locations across the country, we're here to help with all of your auto finance needs.


Find answers to frequently asked questions.

What's the lienholder address for RAC title applications?

Regional Acceptance Corporation
PO Box 277760
Sacramento, CA 95827

Where do I send my contract packages?

  • FedEx
    Regional Acceptance Corporation
    Suite 2061
    4054 Willow Lake Boulevard
    Memphis, TN 38153

  • UPS or other carrier
    Regional Acceptance Corporation
    Suite 2061
    3268 Progress Way
    Wilmington, OH 45177

How can I get a payoff quote from RAC?

We offer 24/7 automated dealer payoff quotes at 866-495-7570. You'll need the customer's Social Security number and your dealership phone number.

Where do I send customer payoff checks?

  • USPS
    Regional Acceptance Corporation
    PO Box 580075
    Charlotte, NC 28258-0075

  • Express (overnight)
    Regional Acceptance Corporation
    Attention: Payoff Department
    1424 East Fire Tower Road
    Greenville, NC 27858

What's the RAC loss payee address to use for insurance purposes?

Regional Acceptance Corporation
PO Box 2430
Sioux City, IA 51106

Important: Please don't send payments to our loss payee address.