Credit Education

Knowing the basics of borrowing and credit can be essential to a successful financial future. 

Helping you make smarter financial decisions

Learn how having a plan and establishing a solid credit history can not only help you with large purchases but also save you money by getting the lowest possible rates.

Developing a Wise Borrowing Strategy

Before you decide on a purchase, it's important to consider your current and long-term financial goals. Knowing how and when to borrow can save you money and financial stress.

Deciding on GAP Coverage

Accidents are already stressful. GAP coverage can help lessen the impact to your wallet, but it's important to understand how it works and your responsibilities.

Buying a Car

Shopping for the right car for you is only half of the car-buying experience. Knowing how to choose an auto loan can help you spend less and buy with confidence.

Managing Your Finances

Establishing the basics of a financial plan can help you adapt smart money management practices for a sound financial future.

Understanding Your Credit Score

Borrowing can either build or damage your credit score. Having a solid understanding what a credit score is and how it effects your ability to borrow now—and in the future—is essential to your financial health.

Pay by phone with our 24/7 automated assistance

Loans are subject to credit approval.

NMLS Consumer Access ID# 1104859(opens in a new tab)

South Carolina License No. SL–1104859 & SLW1–1104859 (PDF)

South Carolina Consumer Loans Pamphlet (PDF)

Michigan Regulatory Loan License #RL-0020850, effective April 7, 2017.

Regional Acceptance Corporation is regulated by the Michigan Department of Insurance and Financial Services, which can be contacted at P.O. Box 30220, Lansing, Michigan 48909-7720 or by phone at 877-999-6442. 

Regional Acceptance Corporation is an affiliate of Truist Bank(opens in a new tab), member FDIC.

Branch Banking and Trust Company is now Truist Bank. Learn more(opens in a new tab)

BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing.