RAC Auto App

Get easy, fast and secure access to all your account information.

On the road with you

Wherever your travels may lead, the RAC Auto ® app lets you manage your account, make payments and find helpful resources.

Flexible payment options

With one tap, you can quickly chose between one of the following:

  • Debit/ATM cards
  • Bank account (checking or savings)

You also have the options for Promise to Pay (for eligible customers) and Auto Pay.

Making a payment is easy. Simply choose Payments at the bottom of the screen, select your payment type, enter the payment information, the date you wish the payment to be scheduled and select Submit. You'll get verification that your payment has been scheduled. 

Detailed account information

Get easy access to account details for all your RAC accounts.

  • Payment history
  • Scheduled payments
  • Online statements
  • Paperless statement enrollment

Enroll in paperless statements on the Auto app. While on the Overview screen, choose Statements then Enroll Now. On the Manage Statements screen, simply activate paperless statements by toggling the button to activate. After choosing Save, you'll receive an email requesting to validate your request. Once validated, you'll no longer receive paper statements but will view them in the app by choosing Current Statement.

Advanced security and protection

Rest easy knowing your information is safe with us.

  • Security verification questions
  • Biometric authentication, including face and touch recognition
  • Latest encryption technology
  • Complete account numbers are never transmitted

Use Touch Id ® to log in to the RAC Auto app using your fingerprint.

Helpful resources and account management

Find the help you need to manage your finances and account.

  • Change your password
  • Update your contact information
  • View secure messages
  • Find answers to frequently asked questions
  • Call us or fill out the contact us form

On the Profile & Settings screen, you can update your security preferences, notifications and contact information.

Apple and the Apple logo are trademarks of Apple Inc., registered in the US and other countries. App Store is a service mark of Apple Inc.

Touch ID and Face ID are a trademarks of Apple Inc.

Google Play and the Google Play logo are trademarks of Google Inc.

Loans are subject to credit approval.

NMLS Consumer Access ID# 1104859(opens in a new tab)

South Carolina License No. SL–1104859 & SLW1–1104859 (PDF)

South Carolina Consumer Loans Pamphlet (PDF)

Michigan Regulatory Loan License #RL-0020850, effective April 7, 2017.

Regional Acceptance Corporation is regulated by the Michigan Department of Insurance and Financial Services, which can be contacted at P.O. Box 30220, Lansing, Michigan 48909-7720 or by phone at 877-999-6442. 

Regional Acceptance Corporation is an affiliate of Truist Bank(opens in a new tab), member FDIC.

Branch Banking and Trust Company is now Truist Bank. Learn more(opens in a new tab)

BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing.